If the Texas Workers’ Compensation Act and the Texas Farm Animal Limitation of Liability Act got into a fight, who would win? The Supreme Court of Texas might have just metaphorically placed its money on the farm animals.
The Court held last week in Texas West Oaks Hosp. v. Williams, that an employee of a nonsubscriber
Russell D. Cawyer, a lawyer in my firm who publishes the Texas Employment Law Update, offers the following insights on the decision many horse farms are faced with…do you need to buy worker’s compensation insurance?
"Most farm, ranch and horse owners are employers to some extent or another. Whether employing stable workers, trainers, or
If you board, breed, race, train, give riding lessons or conduct any kind of business-related equine activity, I highly recommend that you consider a Commercial Equine Liability policy.
Homeowner’s and standard Farm & Ranch insurance policies completely exclude your equine business pursuits.
Commercial liability insurance pays the damages for liability imposed upon you or your